Finance lane
Discounts and payment terms, in the deal's own amounts.
Finance approves from email with the full package, and every concession is stated in dollars on the deal.
01In practice
Every concession, priced on this deal.
30 more payment days on a $250,000 deal is $250,000 paid 30 days later. No assumed cost of capital, and precedent shown as evidence, never as a target.
AskedNet 60 instead of net 30
In the deal's own amounts$250,000 paid 30 days later
PrecedentThree similar customers got net 45
Approve net 60Counter at net 45
02What Girard handles
Every price and payment term.
- Money terms. Amounts with currency, and limits by deal size.
- Approval from email, Slack or Teams. With the full package attached.
- Quotes and order forms in PDF. With a hand-off for e-signature.
- A cost and margin floor. For every order form line.
- Rate cards and a price book. Role, level and region for services; lane for freight.
- Quote expiry and price holds. Tracked as terms, with a watcher.
- Your sales system kept current. Approved terms written back to HubSpot; Salesforce opportunities read in.
- A clean hand-off to billing. Signed terms go to Stripe, QuickBooks or NetSuite, with tax left to those systems.
- A finance agent. It watches payment days against deal size, lines below the floor and expiring quotes.
03Where Girard goes further
Beyond the approval.
- One scale for every concession. A doubled liability cap on the same deal is $500,000 of exposure, on the same scale as a discount.
- Precedent for owners. What similar customers got and what the company got back.
- Trade packages across lanes. "A three-year term unlocks net 45 and a 1.5 times cap", written once by an owner and offered by the rep.
- A renewal watcher. It checks the contracted increase against the actual renewal quote.
- A pushback playbook from your own rulings. For net 90, most-favoured pricing and three-year price holds.
- Structured offers for buyers' agents. Offers and counter-offers in a form their software can read.
See the finance lane on one of your deals.
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